Representation to Help You Save and Protect Your Home
The sub-prime mortgage crisis has affected every aspect of the real estate market, and created endless opportunities for people to prey upon your most important asset: your home.
For most people, there is no bigger investment in life than the purchase of a home. We fill our home with memories, hopes, dreams and a lifetime of effort. It is more than just the roof that keeps the rain out and the walls to block the wind. A house is more than a collection of wood, glass, metal and nails. A home is something else.
So, when your homes is threatened by predatory lending or mortgage fraud, when you are facing foreclosure because of lenders who failed to disclose escalating interest rates or hidden fees, you need an aggressive attorney with a reputation for protecting consumer rights on your side.
Contact the law office Tomes & Hanratty, P.C. to protect your home, your finances and your future.
Predatory Lenders
People in the worst financial situations are often the people whom predatory lenders will target first, making a bad situation worse. Predatory lenders put ordinary homeowners in difficult or untenable situations with high broker fees, escalating interest rates, sub-prime mortgages that lead to prohibitive mortgage payments in just a few years, lease agreements with hidden rules, and even outright mortgage fraud. We see people taking advantage of cash-strapped families trying to make ends meet every day with:
- Debt consolidation services where they take huge percentages out of payments debtors think are going to paying down debt
- Unethical lenders offering home equity lines of credit with unreasonable interest rates and hidden fees
- Equity strippers who claim to rescue homeowners by buying out their mortgages and then selling the home out from under the family
- Lenders who fail to disclose the fees and rates associated with a mortgage, leaving a family with a house they'll never be able to afford
Our lawyers have years of experience and have saved hundreds of New Jersey homes for families. We want to help you when you've been the victim of predatory lenders and mortgage fraud.
Call us today at 732.257.0601 or 1.866.NJLAWFIRM, or contact us online to schedule an appointment.
